“Eureka”

California Auto Insurance

While there might be multiple ways you can save money in the State of California, there is just one way that you can save money on your automotive insurance. We have the best online car insurance marketplace which allows you to compare competitive rates and therefore get the most affordable car insurance that is available in California. When you compare rates that are offered by more than a dozen companies, not only will you benefit from the lowest rates, but you will also get an insurance policy that fits your needs and offers you the coverage that you need as well. We give you a very practical way to buy your car insurance on the internet after you compare rates, which will save you both time and money.

Regulatory requirements for car insurance in California

Under California state law, you are required to hold Bodily Injury Liability of a minimum of $15 000 per person up to a maximum of $30 000 per accident, in addition to at least $5000 of property damage insurance.

Minimum California auto insurance coverage required:

Bodily Injury Liability Coverage (minimum): $15 000 / $30 000
Property Damage Liability Coverage (minimum): $5000

California uses a Tort system which means that at least one of the parties involved in an accident must be found to be at fault. The party which is at fault and their insurer will be responsible for all damages. Please not that the exact details of a tort system may not be the same in each state.

You can also get uninsured/underinsured motorist coverage for bodily injuries that are caused by an underinsured or uninsured driver. While it is not mandatory to get this coverage type in California, it is recommended that you do so, in case you get into an accident with an uninsured motorist who has no way to pay for the damages caused.

When you request a quote on our site, we will give you the choice of either choosing the minimum required coverage, some more complete packages, or you can choose limits and deductibles that suit your needs. We also have car insurance agents that are licensed to practice in the state of California and who are available to help you obtain a quote and purchase insurance.

Here you can get local car insurance all over the state of California. Simply enter your zip code in the area that you see on the page or follow the link to get your quote right away.

Car insurance premiums for California residents averaged at $1308 in the year 2010, while the national average premium was $1578. Some people may believe that insurance companies decide amongst themselves to set the rates, so they are reluctant to shop for better rates that could save them lots of money. The truth is, there are many factors which affect the cost of car insurance in California. By shopping around, you can determine if you can save money on your auto insurance. Our site helps you find the best rate that can let you pay less than the average California car insurance rates in many cases.

In 2010, we have observed a drop in car insurance prices. Therefore, it is important to shop around for your auto insurance in order to get the best rates. Our website brings all competitive offers straight to you.

Rates within California have changed significantly in the past few years. If we look at the current average auto insurance rates, the average premium was 21% less in 2010 than it was in 2009. 2009 showed a decrease of 6% from 2008 in the state of California. This is why there has never been a better time to look around for low rates for car insurance, by requesting an instant auto insurance quote that could potentially save you hundreds each year on car insurance.

Even if you are a high risk driver who doesn’t have the best driving record, we will work with you in order to find the best rates that are available to you in the state of California. After all, with the ever increasing amounts of vehicle theft and car accidents, it is very important that you and your property be protected adequately. We are always looking to add new insurance carriers to our directory so that you can compare the rates between even more carriers and you can make your purchase online right away. On our site you can compare between many reliable auto insurance companies and have the choice of either making your purchase online right away or to do it by telephone. Simply enter your zip code in the field above to see how much money you can save on your car insurance in California.

If you are looking for car insurance in another state, our insurance site can give you detailed quotes for all of the 50 states in the nation. If you want to find car insurance rates in a state other than California, simply enter your zip code above. You can also click the link below to get more information on car insurance in all other states.